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Cost of Having a Baby in Australia

Comprehensive costs for raising a child in Australia with Medicare benefits, childcare subsidies, and education expenses.

Select Child Age Range

Birth costs with Medicare plus baby essentials

Expected range for 0-1 years:
$4,000
to
$18,000
Budget Planning Level

💡 Essential budget focuses on must-have items and basic services for your baby's health and safety.

Select Items by Category
11 items for 0-1 years

Medicare bulk-billed care

Essential

GP and some specialist visits

$0
$0 - $500

Private obstetrician

Private specialist care

$3,000
$3,000 - $8,000

Ultrasounds

Essential

Medicare partially covered

$200
$200 - $800

Pregnancy supplements

Essential

Elevit, folic acid

$100
$100 - $300
Cost Summary for 0-1 years
$0

0 items selected • min budget level

Progress vs Expected Range0%
$4,000$18,000

Breakdown by Category

Cost Comparison by Age

0-1 years$4,000 - $18,000
1-2 years$5,000 - $22,000
2-3 years$6,000 - $25,000
3-4 years$5,500 - $23,000
4-5 years$5,000 - $20,000

💡 Smart Planning Tip:

Costs vary significantly by age. Early years (0-2) typically have higher setup costs, while later years (3-5) focus more on education and development activities.

📋 Important Planning Information

💰 Cost Estimates: These figures are for planning purposes and may vary significantly based on your location within Australia, healthcare choices, insurance coverage, and personal preferences.

📅 Age-Based Planning: Costs change dramatically as your child grows. Use our age selector to plan for different life stages and budget accordingly.

🏥 Healthcare Coverage: Always verify what your insurance or national healthcare system covers, as this can significantly impact your out-of-pocket expenses.

💡 Professional Guidance: Consult with healthcare providers, financial advisors, and local experts for personalized advice tailored to your specific situation.