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Cost of Having a Baby in Netherlands

Child costs in the Netherlands with excellent healthcare system, childcare benefits, and education support from birth to school age.

Select Child Age Range

Birth with insurance coverage plus baby essentials

Expected range for 0-1 years:
€ 3.500
to
€ 15.000
Budget Planning Level

💡 Essential budget focuses on must-have items and basic services for your baby's health and safety.

Select Items by Category
11 items for 0-1 years

Basic health insurance covered care

Essential

Midwife and hospital care

€ 200
€ 200 - € 500

Additional private services

Extra scans, private consultations

€ 500
€ 500 - € 2.000

Pregnancy supplements

Essential

Folic acid and vitamins

€ 80
€ 80 - € 300

Birthing classes

Preparation courses

€ 150
€ 150 - € 500
Cost Summary for 0-1 years
€ 0

0 items selected • min budget level

Progress vs Expected Range0%
€ 3.500€ 15.000

Breakdown by Category

Cost Comparison by Age

0-1 years€ 3.500 - € 15.000
1-2 years€ 4.500 - € 18.000
2-3 years€ 5.000 - € 20.000
3-4 years€ 4.800 - € 19.000
4-5 years€ 4.200 - € 16.000

💡 Smart Planning Tip:

Costs vary significantly by age. Early years (0-2) typically have higher setup costs, while later years (3-5) focus more on education and development activities.

📋 Important Planning Information

💰 Cost Estimates: These figures are for planning purposes and may vary significantly based on your location within Netherlands, healthcare choices, insurance coverage, and personal preferences.

📅 Age-Based Planning: Costs change dramatically as your child grows. Use our age selector to plan for different life stages and budget accordingly.

🏥 Healthcare Coverage: Always verify what your insurance or national healthcare system covers, as this can significantly impact your out-of-pocket expenses.

💡 Professional Guidance: Consult with healthcare providers, financial advisors, and local experts for personalized advice tailored to your specific situation.