Baby and child costs in the UK with NHS coverage, childcare expenses, and education costs from birth to school age.
NHS birth with essential baby items and private options
💡 Essential budget focuses on must-have items and basic services for your baby's health and safety.
Free NHS maternity care
Private consultant fees
Extra private scans
Folic acid, vitamin D
0 items selected • min budget level
💡 Smart Planning Tip:
Costs vary significantly by age. Early years (0-2) typically have higher setup costs, while later years (3-5) focus more on education and development activities.
💰 Cost Estimates: These figures are for planning purposes and may vary significantly based on your location within United Kingdom, healthcare choices, insurance coverage, and personal preferences.
📅 Age-Based Planning: Costs change dramatically as your child grows. Use our age selector to plan for different life stages and budget accordingly.
🏥 Healthcare Coverage: Always verify what your insurance or national healthcare system covers, as this can significantly impact your out-of-pocket expenses.
💡 Professional Guidance: Consult with healthcare providers, financial advisors, and local experts for personalized advice tailored to your specific situation.